How the pieces usually fit together
A home loan rarely happens in isolation — the best outcomes for clients usually come from a few trusted professionals working together.
Accountants
Often the first to know when a client's in a position to buy, refinance or invest, based on their tax and financial position.
Buyer's agents
Handle the property search, negotiation and due diligence, and need a broker who can move quickly once a property's found.
Real estate agents
Work directly with buyers who need pre-approval and finance, and want a broker they can rely on to settle on time.
Financial planners & solicitors
Bring property into a client's broader wealth or estate strategy, and need the finance side handled properly alongside it.
Why partner with Loan Lounge
We pay referral fees to our partners on settlement — a good referral relationship should work both ways. Every partnership is unique, so get in touch and we'll talk through what that looks like for you.
Beyond that, it's part of a bigger commitment: 10% of our trail income goes to A21, an organisation working to end human trafficking, for the life of every loan we write. If you run a purpose-led business too, we'd like to know you.
Let's have a conversation.
Frequently asked questions
The most common questions we get from prospective referral partners.
Do mortgage brokers pay referral commissions in Australia?
Yes, many do. Commission-based referral arrangements between mortgage brokers, real estate agents, buyer's agents and accountants are common in Australia, and are generally lawful provided they comply with the broker's Best Interests Duty and disclosure obligations under the National Consumer Credit Protection Act. Loan Lounge pays referral fees to its partners too, on settlement — every partnership is unique, so the fee is tailored individually.
Do I get paid for referring a client to Loan Lounge?
Yes, paid on settlement. Every partnership is unique, so get in touch with Loan Lounge and we'll talk through what that looks like for you.
Will you look after my client the way I would?
That's the standard we hold ourselves to. Nathaniel and the team keep clients updated at every stage, and we're happy to keep you in the loop too, with your client's permission.
Can I refer any type of client, or only certain ones?
Any client who needs a home loan — first home buyers, refinances, investors, upgraders. If we're not the right fit for someone, we'll tell you honestly rather than take them on regardless.
Will you refer clients back to me?
Yes — where it's genuinely the right fit for the client. That's the point of a two-way partnership.
How do I become a referral partner?
Book a time with Loan Lounge using the link above and we'll take it from there.